401(k) IRA Rollover Calculator

401(k) IRA Rollover Calculator

This calculator will compare the consequences of taking a lump-sum distribution of your 401(k) or IRA versus continuing to save it in (or roll it into) a tax-deferred account until retirement.

Assumptions:
Contributions to plans are made before taxes, federal and state income tax rates are the same at retirement age, and the plan withdrawels are qualified withdrawels under the IRS rules.

Current balance of your plan ($):

Current age (#):

Age you expect to retire (#):

Federal income tax bracket (%):

State income tax rate (%):

Expected annual rate of return (%):

Results

Lump-Sum Distribution

Rollover to Tax-Deferred

Current value before taxes and penalties:

Penalties:

Income tax paid:

Total left now:

Future value before taxes:

Future taxes to be paid:

Future net available:

OUR LOCATIONS:

 

Lemmon Office
519 Main
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: 605-374-3181
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
Phone: 605-244-7155
Fax: 605-244-7159
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: 701-567-4692
Pierre Office
120 W. Sioux Ave.
PO Box 7145
Pierre, SD 57501
Phone: 605-224-4844
Fax: 605-224-6066
Faith Office
107 Main
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: 605-967-2383

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