Looking for a Commercial Loan?
Home Loan Image

Loan TypeRe-payment TermsAPR*Conditions/Notes
Ag OperatingUp to 1 year4.90%/V
For all your operational needs.
Ag Equipment + LivestockRenewable up to 36 months4.90%/V
For all your equipment purchases and livestock needs.
Commercial OperatingUp to 1 year4.90%/V
For all your commercial line-of-credit needs.
Commercial TermRenewable up to 36 months4.90%/V
For all your long-term commercial needs.

(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available). Variable rates based on Prime Rate published in the Wall Street Journal and subject to change monthly.
This calculator will help you to compare the monthly payment amounts for an interest-only mortgage and a principal-interest mortgage. Also included are optional fields for taxes, insurance, PMI, and association dues.

Interest Only vs. Principal and Interest Calculator

Mortgage loan amount:
Mortgage interest rate (%):
Mortgage loan term (# years):
Annual real estate taxes (Optional):
Annual homeowners insurance (Optional):
Monthly Private Mortgage Insurance (Optional):
Monthly association dues (Optional):

Monthly Principal and Interest Payment
Interest Only:
Principal & Interest:
Monthly Taxes, Insurance, PMI, and Dues
Interest Only:
Principal & Interest:
Total Monthly Mortgage Payment
Interest Only:
Principal & Interest:
Dakota Plains Federal Credit Union is delighted to process your application for your loan. Please click on the link below to download the application (pdf) to fill out. After filling out your application you can either mail or return it in person to any of our locations. Remember we’re big on you!

Our Locations

Lemmon Office
519 Main
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: (888) 886-7741
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
Phone: 605-244-7155
Fax: (888) 886-7741
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: (888) 886-7741
Pierre Office
120 W. Sioux Ave.
PO Box 7145
Pierre, SD 57501
Phone: 605-224-4844
Fax: (888) 886-7741
Faith Office
107 Main
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: (888) 886-7741

You are now leaving Dakota Plains FCU

You are leaving the Dakota Plains FCU website and are going to be redirected to a website that is not operated by Dakota Plains FCU. Dakota Plains FCU is not responsible for the content or availability of linked sites. The credit union does not represent either the third party or member if a transaction is entered.  The privacy and security policies of the linked site may differ from those practiced by Dakota Plains FCU.

You will be redirected to

Click the link above to continue or CANCEL