Current Loan Rates

Rates as low as

  • Personal/Unsecured: 12.99%
  • Secured: 6.50%
  • Overdraft Protection: 17.99%
  • Vehicle: 4.49%
  • Ag/Commercial: 6.75%
  • Home Equity: 6.75%
  • Residential Real Estate: 6.00%
  • Manufactured Home: 5.50%
  • VISA Credit Card: 12.99%

Effective 01/01/2026

*All rates quoted above are annual percentage rates (APR). Rates determined by credit score using a tiered pricing program to allow as many members as possible to obtain financing.

Lemmon Office
519 Main Ave
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: (888) 886-7741
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
Phone: 605-244-7155
Fax: (888) 886-7741
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: (888) 886-7741
Pierre Office
1525 N. Garfield Ave.
Pierre, SD 57501
Phone: 605-224-4844
Fax: (888) 886-7741
Faith Office
107 Main St. S
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: (888) 886-7741
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