Financial Calculators

Disclaimer:  The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
Savings Calculator

Use this calculator to figure how much your current savings will grow and how much more you'll need to save each month in order to achieve a given savings goal within a given number of years. Start with Line 1 and enter your future savings goal.

Savings Calculator

Savings goal:
Current savings balance:
Annual percentage rate:
Number of years:
Instructions
Current savings future value:

Total savings gap:

Monthly deposit required:

Explainations
Share Certificates Calculator

This calculator will compute the future value and annual percentage rate of your certificate of deposit.

Share Certificates Calculator

Enter the deposit amount ($):
Enter the annual interest rate (%):
Enter the number of months (#):
Compounding interval:
Future value:
Interest earned:
Annual percentage yield (APY):
IRA to Roth Calculator

This calculator will give you an idea of the consequences of converting a Traditional IRA to a Roth IRA.

Assumptions:
Federal Adjusted Gross Income(AGI) before IRA conversion is assumed to be $100,000 or less, if married it assumed you are filing jointly, and contributions that have been made to any Traditional IRA were fully deductible.

IRA to Roth Calculator

Current taxable amount in Traditional IRA ($):
Number of years till you retire (#):
Expected annual rate of return on investments before retirement (%):
Your Federal tax rate (%):
Number of years of anticipated retirement (#):
Expected annual rate of return on investsments after retirement (%):
Your anticipated Federal tax rate during retirement (#):
Traditional IRA
Value at RetirementAnnual DistributionTotal Value of DistributionsTaxes at ConversionLost Investment OpportunityPost Retirement TaxN/ATotal Tax DueNet Value Post Tax
Roth IRA
Value at RetirementAnnual DistributionTotal Value of DistributionsTaxes at ConversionN/ALost Investment OpportunityN/APost Retirement TaxTotal Tax DueNet Value Post Tax
Greatest Net Value
401(k) IRA Rollover Calculator

401(k) IRA Rollover Calculator

Current balance ($):
Current age (#):
Retirement age (#):
Federal income tax bracket (%):
State income tax rate (%):
Annual rate of return (%):
Lump-Sum Distribution
Current value before taxes and penalties:
Penalties:
Income tax paid:
Total left now:
Future value before taxes:
Future taxes to be paid:
Future net available:
Rollover to Tax-Deferred
Current value before taxes and penalties:
Penalties:
Income tax paid:
Total left now:
Future value before taxes:
Future taxes to be paid:
Future net available:
Bi-weekly Mortgage Calculator

This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year -- without hardly noticing the additional cash outflow. But, as you're about to discover, you will certainly notice the "increased" cash flow that will occur when you pay your mortgage off way ahead of schedule!

Instructions:
Complete the top 5 entry fields and click the "Compute" button. If you are entering data for a future mortgage, you can leave the "Current monthly mortgage payment" field blank, and the calculator will compute the payment for you.

Bi-weekly Mortgage Calculator

Mortgage Amount:
Interest Rate

Term of Mortgage

Monthly Mortgage Payment:
Number of Payments Already Paid:
Your Current Mortgage
Dollar amount of your mortgage:
Percentage rate of your mortgage:
Your current monthly payment:
Total Interest paid:
Paid off in:
  
With the Bi-Weekly Plan
Your bi-weekly payment:
Total Interest paid:
Total Interest savings:
Paid off in:
Number of payments saved:
Equivalent interest rate:
Additional $25 Every Payment
Your bi-weekly payment:
Total Interest paid:
Total Interest savings:
Paid off in:
Number of payments saved:
Equivalent interest rate:
Additional $50 Every Payment
Your bi-weekly payment:
Total Interest paid:
Total Interest savings:
Paid off in:
Number of payments saved:
Equivalent interest rate:
Interest Only vs. Principal and Interest Calculator

This calculator will help you to compare the monthly payment amounts for an interest-only mortgage and a principal-interest mortgage. Also included are optional fields for taxes, insurance, PMI, and association dues.

Interest Only vs. Principal and Interest Calculator

Mortgage loan amount:
Mortgage interest rate (%):
Mortgage loan term (# years):
Annual real estate taxes (Optional):
Annual homeowners insurance (Optional):
Monthly Private Mortgage Insurance (Optional):
Monthly association dues (Optional):

Monthly Principal and Interest Payment
Interest Only:
Principal & Interest:
Monthly Taxes, Insurance, PMI, and Dues
Interest Only:
Principal & Interest:
Total Monthly Mortgage Payment
Interest Only:
Principal & Interest:
Auto Loan Rate Calculator

This calculator that will help you to compare monthly payments and interest costs of auto loans at up to five term and rate combinations simultaneously.

Enter the auto loan amount and then enter one or more term and interest rate combinations.

Auto Loan Rate Calculator

Finance Amount:
First Option
Term (Months)Interest Rate
Second Option
Term (Months)Interest Rate
Third Option
Term (Months)Interest Rate
Fourth Option
Term (Months)Interest Rate
Fifth Option
Term (Months)Interest Rate
First Option
Monthly paymentTotal PrincipalTotal InterestTotal Payments
Second Option
Monthly paymentTotal PrincipalTotal InterestTotal Payments
Third Option
Monthly paymentTotal PrincipalTotal InterestTotal Payments
Fourth Option
Monthly paymentTotal PrincipalTotal InterestTotal Payments
Fifth Option
Monthly paymentTotal PrincipalTotal InterestTotal Payments
Credit Card Principal/Interest Calculator

This calculator will show you how much of your current credit card payment is being applied to the principal balance and how much is pure interest.

Credit Card Principal/Interest Calculator

Balance on Credit Card
Annual Interest Rate
Currently Monthly Payment
Portion Applied to Principal
Portion Applied to Interest
Total Interest Charges
Number of Payments
Total number of years

Online Services

Card Services

Quick Links

Lost/Stolen Card

For more information Click Here!

icon ATM Locator

Credit Union 24

Resources


PeeWee Penguin CU Succeed
Smarter Choice
CU Mortgage Direct

Our Locations

Lemmon Office
519 Main
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: 605-374-3181
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
605-244-7155
Fax: 605-244-7159
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: 701-567-4692
Pierre Office
120 W. Sioux Ave.
PO Box 7145
Pierre, SD 57501
Phone: 605-224-4844
Fax: 605-224-6066
Faith Office
107 Main
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: 605-967-2383

You are now leaving Dakota Plains FCU

You are leaving the Dakota Plains FCU website and are going to be redirected to a website that is not operated by Dakota Plains FCU. Dakota Plains FCU is not responsible for the content or availability of linked sites. The privacy and security policies of the linked site may differ from those practiced by Dakota Plains FCU.

You will be redirected to

Click the link above to continue or CANCEL