|Loan Type||Re-payment Terms||APR*||Conditions/Notes|
|Personal Loans||Up to 60 months||8.99%||Unsecured credit. Rates range from 8.99% to 17.99% based on credit history.|
|Share Secured||Varies||2.00% over dividend rate||Rate is 3.00% if loan is $5,000 or less.|
|Share Certificate Secured||Varies||2.00% over dividend rate||Rate is 3.00% if loan is $5,000 or less.|
|Overdraft Protection||Up to 12 months||18.00%||Apply for an Overdraft Protection Loan (ODP). ODP is a loan with approved credit limit of ($500-$1000) connected to your share checking account.|
|Visa® Platinum Credit Card||Varies||8.99%||2.5% of balance or $25 minimum monthly payment. Rates range from 8.99% to 12.5% based on credit history.|
(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).
This calculator will show you how much of your current credit card payment is being applied to the principal balance and how much is pure interest.