|Loan Type||Re-payment Terms||APR*||Conditions/Notes|
|Personal Loans||Up to 60 months||8.99%||Unsecured credit. Rates range from 8.99% to 17.99% based on credit history.|
|Share Secured||Varies||2.00% over dividend rate||Rate is 3.00% if loan is $5,000 or less.|
|Share Certificate Secured||Varies||2.00% over dividend rate||Rate is 3.00% if loan is $5,000 or less.|
|Overdraft Protection||Up to 12 months||18.00%||Apply for an Overdraft Protection Loan (ODP). ODP is a loan with approved credit limit of ($500-$1000) connected to your share checking account.|
|Visa® Platinum Credit Card||Varies||8.99%||2.5% of balance or $25 minimum monthly payment. Rates range from 8.99% to 12.5% based on credit history.|
(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).
This calculator will show you how much of your current credit card payment is being applied to the principal balance and how much is pure interest.
Dakota Plains Federal Credit Union is delighted to process your application for your loan. To complete the process please stop by one of our five locations. Remember we’re big on you!