Looking for a Personal Loan?
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Effective: 2-1-17
Loan TypeRe-payment TermsAPR*Conditions/Notes
Personal LoansUp to 60 months8.99%Unsecured credit. Rates range from 8.99% to 17.99% based on credit history.
Share SecuredVaries2.00% over dividend rateRate is 3.00% if loan is $5,000 or less.
Share Certificate SecuredVaries2.00% over dividend rateRate is 3.00% if loan is $5,000 or less.
Overdraft ProtectionUp to 12 months18.00%Apply for an Overdraft Protection Loan (ODP). ODP is a loan with approved credit limit of ($500-$1000) connected to your share checking account.
Visa® Platinum Credit CardVaries8.99%2.5% of balance or $25 minimum monthly payment. Rates range from 8.99% to 12.5% based on credit history.

(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).

This calculator will show you how much of your current credit card payment is being applied to the principal balance and how much is pure interest.

Credit Card Principal/Interest Calculator

Balance on Credit Card
Annual Interest Rate
Currently Monthly Payment
Portion Applied to Principal

Portion Applied to Interest

Total Interest Charges

Number of Payments

Total number of years

Dakota Plains Federal Credit Union is delighted to process your application for your loan. To complete the process please stop by one of our five locations. Remember we’re big on you!

Our Locations

Lemmon Office
519 Main
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: (888) 886-7741
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
Phone: 605-244-7155
Fax: (888) 886-7741
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: (888) 886-7741
Pierre Office
120 W. Sioux Ave.
PO Box 7145
Pierre, SD 57501
Phone: 605-224-4844
Fax: (888) 886-7741
Faith Office
107 Main
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: (888) 886-7741

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