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Looking for a Vehicle, BoatRV, ATV, or Motorcycle Loan?
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Introducing New/Used Vehicle Locator Service

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Effective: 2-1-17
Loan TypeRe-payment TermsAPR*Conditions/Notes
New VehiclesUp to 24 months2.19%Rates shown can be reduced by .25% with 80% Equity or greater. Must have less than 10,000 miles, have not previously been titled and be no older than 1 model year to qualify as “new”. $15,000 minimum loan for 61-72 month loans, $25,000 minimum for loans 73-84 months. *Rates range from 2.19% to 11.99% based on credit history.
New Vehicles25-36 months2.35%
New Vehicles37-48 months2.40%
New Vehicles49-60 months2.50%
New Vehicles61-72 months2.75%
New Vehicles73-75 months2.95%
New Vehicles76-78 months3.15%
New Vehicles79-84 months3.50%
Used VehiclesUp to 24 months*Rates range from 2.19% to 11.99% based on credit history.
Used Vehicles25-36 months2.35%
Used Vehicles37-48 months2.40%
Used Vehicles49-60 months2.50%Longer terms based on vehicle age.
Used Vehicles61-72 months2.75%
Used Vehicles73-75 months2.95%
Used Vehicles76-78 months3.15%

(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).

Effective: 2-1-2017
Loan TypeRe-payment TermsAPR*Conditions/Notes
New/Used BoatsUp to 144 months3.99% – 10.49%Rates vary with amount borrowed and length of loan.

(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).

Effective: 2-1-2017
Loan TypeRe-payment TermsAPR*Conditions/Notes
New/Used RV'sUp to 144 months3.99% – 10.49%Rates vary with amount borrowed and length of loan.

(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).

Effective: 2-1-2017
Loan TypeRe-payment TermsAPR*Conditions/Notes
New MotorcyclesUp to 84 months3.00%Rates shown may be reduced by a .25% discount for LTV <90%. Rate varies by amount borrowed and length of loan.
Used MotorcyclesUp to 84 months3.00%Rates shown may be reduced by a .25% discount for LTV <90%. Rate varies by amount borrowed and length of loan.
New Snowmobile, Watercraft, ATV’s, Utility Trailers, or Rider Lawn MowersUp to 84 months4.75%Rates shown may be reduced by a .25% discount for LTV <90%. Rate varies by amount borrowed and length of loan.
Used Snowmobile/ Watercraft/ATV’sUp to 84 months4.75%Rates shown may be reduced by a .25% discount for LTV <90%. Rate varies by amount borrowed and length of loan.

(*APR = Annual Percentage Rate. Rates shown based on superior credit ratings, other rates/terms may be available).

This calculator that will help you to compare monthly payments and interest costs of auto loans at up to five term and rate combinations simultaneously.

Enter the auto loan amount and then enter one or more term and interest rate combinations.

Auto Loan Rate Calculator

Finance Amount:
First Option

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Second Option

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Fourth Option

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Fifth Option

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First Option

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Second Option

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Fifth Option

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To finance your new home, stop by any Dakota Plains Federal Credit Union branch, call (503) 656-0671, or simply click the button below and start the process now! Thanks for banking with Dakota Plains Federal Credit Union where we’re big on YOU!

Our Locations

Lemmon Office
519 Main
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: 605-374-3181
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
605-244-7155
Fax: 605-244-7159
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: 701-567-4692
Pierre Office
120 W. Sioux Ave.
PO Box 7145
Pierre, SD 57501
Phone: 605-224-4844
Fax: 605-224-6066
Faith Office
107 Main
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: 605-967-2383

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